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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,153 | $166,242-63.2% | $165,071-63.0% | $145,884-58.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.20% | 100.44%-90.2pp | 70.17%-60.0pp | 551.85%-541.6pp |
| Employer contribution / active EE | $4,334 | $5,283-18.0% | $4,347-0.3% | $4,662-7.0% |
| Participant deferral / active EE | $6,340 | $6,964-9.0% | $6,035+5.0% | $6,690-5.2% |
| Admin fee / account holder | $645 | $16,658-96.1% | $12,695-94.9% | $13,392-95.2% |