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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,748 | $154,209-69.0% | $130,062-63.3% | $139,487-65.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.51% | 32.52%-18.0pp | -137.37%+151.9pp | 373.84%-359.3pp |
| Employer contribution / active EE | $3,740 | $5,292-29.3% | $4,322-13.5% | $4,755-21.3% |
| Participant deferral / active EE | $5,323 | $6,709-20.7% | $5,821-8.5% | $6,713-20.7% |
| Admin fee / account holder | $2,858 | $13,988-79.6% | $10,601-73.0% | $11,407-74.9% |