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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,828 | $254,759-67.1% | $216,567-61.3% | $198,609-57.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 13.52% | 10.04%+3.5pp | 12.94%+0.6pp | 202.70%-189.2pp |
| Employer contribution / active EE | $4,490 | $6,096-26.4% | $5,216-13.9% | $5,055-11.2% |
| Participant deferral / active EE | $6,760 | $6,948-2.7% | $6,191+9.2% | $6,977-3.1% |
| Admin fee / account holder | $1,330 | $26,311-94.9% | $21,981-93.9% | $19,030-93.0% |