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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,126 | $93,345-1.3% | $119,126-22.7% | $87,485+5.3% |
| Participation rate | 72.0% | 68.7%+3.3pp | 75.8%-3.8pp | 68.9%+3.1pp |
| Annual return | 11.86% | 19.08%-7.2pp | 282.11%-270.2pp | 26.06%-14.2pp |
| Employer contribution / active EE | $1,416 | $3,172-55.4% | $4,034-64.9% | $2,596-45.5% |
| Participant deferral / active EE | $4,501 | $4,099+9.8% | $5,318-15.4% | $4,274+5.3% |
| Admin fee / account holder | $14,781 | $8,039+83.9% | $10,693+38.2% | $7,775+90.1% |