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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,615 | $64,729-34.2% | $112,263-62.0% | $68,490-37.8% |
| Participation rate | 73.1% | 67.2%+5.9pp | 75.1%-2.0pp | 67.9%+5.2pp |
| Annual return | -14.60% | -11.40%-3.2pp | 27.49%-42.1pp | -7.85%-6.8pp |
| Employer contribution / active EE | $1,488 | $2,746-45.8% | $3,636-59.1% | $2,597-42.7% |
| Participant deferral / active EE | $4,080 | $3,566+14.4% | $4,729-13.7% | $4,028+1.3% |
| Admin fee / account holder | $1,301 | $5,222-75.1% | $6,410-79.7% | $5,403-75.9% |