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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,136 | $124,330-65.3% | $109,173-60.5% | $167,536-74.3% |
| Participation rate | 82.6% | 79.5%+3.2pp | 75.9%+6.7pp | 82.1%+0.5pp |
| Annual return | 7.68% | 26.04%-18.4pp | 25.75%-18.1pp | 478.82%-471.1pp |
| Employer contribution / active EE | $1,623 | $4,209-61.4% | $3,723-56.4% | $4,839-66.5% |
| Participant deferral / active EE | $3,822 | $5,256-27.3% | $4,654-17.9% | $6,342-39.7% |
| Admin fee / account holder | $3,394 | $7,974-57.4% | $6,755-49.8% | $12,315-72.4% |