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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,126 | $88,672+3.9% | $105,223-12.4% | $82,448+11.7% |
| Participation rate | 72.0% | 67.9%+4.1pp | 75.0%-3.0pp | 68.1%+3.9pp |
| Annual return | 11.86% | 30.86%-19.0pp | 180.65%-168.8pp | 41.64%-29.8pp |
| Employer contribution / active EE | $1,416 | $3,048-53.5% | $3,689-61.6% | $2,551-44.5% |
| Participant deferral / active EE | $4,501 | $4,036+11.5% | $5,072-11.2% | $4,139+8.7% |
| Admin fee / account holder | $14,781 | $7,146+106.8% | $8,859+66.8% | $7,234+104.3% |