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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,574 | $110,410-39.7% | $102,437-35.0% | $145,897-54.4% |
| Participation rate | 95.8% | 77.9%+17.9pp | 74.5%+21.3pp | 80.3%+15.5pp |
| Annual return | 7.77% | 24.85%-17.1pp | 24.95%-17.2pp | 552.29%-544.5pp |
| Employer contribution / active EE | $8,058 | $4,217+91.1% | $3,871+108.2% | $4,663+72.8% |
| Participant deferral / active EE | $4,531 | $5,622-19.4% | $5,060-10.5% | $6,689-32.3% |
| Admin fee / account holder | $4,459 | $9,745-54.2% | $8,388-46.8% | $13,390-66.7% |