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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,891 | $69,511+27.9% | $94,664-6.1% | $71,511+24.3% |
| Participation rate | 89.3% | 78.4%+10.8pp | 80.8%+8.4pp | 67.9%+21.3pp |
| Annual return | 15.21% | 29.67%-14.5pp | 156.84%-141.6pp | 28.86%-13.6pp |
| Employer contribution / active EE | $2,916 | $2,853+2.2% | $3,673-20.6% | $2,589+12.6% |
| Participant deferral / active EE | $5,348 | $7,348-27.2% | $7,417-27.9% | $4,291+24.6% |
| Admin fee / account holder | $1,887 | $1,211+55.9% | $7,222-73.9% | $1,588+18.8% |