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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,919 | $81,746+0.2% | $91,994-11.0% | - |
| Participation rate | 90.9% | 77.1%+13.8pp | 78.6%+12.3pp | - |
| Annual return | 20.63% | 33.91%-13.3pp | 69.04%-48.4pp | - |
| Employer contribution / active EE | $2,634 | $2,156+22.1% | $3,453-23.7% | - |
| Participant deferral / active EE | $5,033 | $5,408-6.9% | $5,924-15.0% | - |
| Admin fee / account holder | $6,169 | $1,446+326.7% | $7,744-20.3% | - |