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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $38,500 |
EQUITABLE ADVISORS LLC1 year Service code 55 · EIN 13-4071393 | Other Commissions | $18,339 |
Service code 99 1445 ROSS AVE STE 2700 · DALLAS, TX 75202 | Other Fees | $6,112 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,748 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,604 | $79,045+39.9% | $100,378+10.2% | $74,429+48.6% |
| Participation rate | 82.8% | 79.4%+3.4pp | 81.5%+1.3pp | 67.2%+15.6pp |
| Annual return | 12.60% | 20.61%-8.0pp | 49.41%-36.8pp | 1368.38%-1355.8pp |
| Employer contribution / active EE | $3,144 | $3,015+4.3% | $3,942-20.3% | $2,625+19.8% |
| Participant deferral / active EE | $6,118 | $7,751-21.1% | $8,087-24.3% | $4,348+40.7% |
| Admin fee / account holder | $429 | $1,335-67.9% | $7,899-94.6% | $1,944-77.9% |