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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $38,500 |
EQUITABLE ADVISORS LLC1 year Service code 55 · EIN 13-4071393 | Other Commissions | $18,339 |
Service code 99 1445 ROSS AVE STE 2700 · DALLAS, TX 75202 | Other Fees | $6,112 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,748 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,604 | $79,169+39.7% | $100,415+10.1% | $74,478+48.5% |
| Participation rate | 82.8% | 79.4%+3.4pp | 81.5%+1.3pp | 67.2%+15.6pp |
| Annual return | 12.60% | 20.51%-7.9pp | 49.47%-36.9pp | 1370.56%-1358.0pp |
| Employer contribution / active EE | $3,144 | $3,017+4.2% | $3,943-20.3% | $2,626+19.7% |
| Participant deferral / active EE | $6,118 | $7,751-21.1% | $8,091-24.4% | $4,350+40.6% |
| Admin fee / account holder | $429 | $1,337-67.9% | $7,906-94.6% | $1,946-78.0% |