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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $48,283 |
EQUITABLE ADVISORS LLC2 years Service code 55 1290 AVENUE OF THE AMERICAS · NEW YORK, NY 10104 | Other Commissions | $21,051 |
Service code 99 1445 ROSS AVE STE 2700 · DALLAS, TX 75202 | Other Fees | $7,234 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,249 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,811 | $82,879+42.1% | $96,576+22.0% | $67,986+73.3% |
| Participation rate | 91.9% | 75.2%+16.8pp | 81.4%+10.5pp | 57.2%+34.7pp |
| Annual return | 15.34% | 36.90%-21.6pp | 38.47%-23.1pp | 31.67%-16.3pp |
| Employer contribution / active EE | $3,385 | $2,727+24.1% | $3,553-4.7% | $2,019+67.7% |
| Participant deferral / active EE | $6,851 | $6,976-1.8% | $7,956-13.9% | $3,358+104.0% |
| Admin fee / account holder | $494 | $2,783-82.2% | $11,381-95.7% | $3,203-84.6% |