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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,484 | $96,388-97.4% | $80,627-96.9% | $139,466-98.2% |
| Participation rate | 80.0% | 73.6%+6.4pp | 67.0%+13.0pp | 80.3%-0.3pp |
| Annual return | 15.81% | 1352.08%-1336.3pp | 936.76%-920.9pp | 373.66%-357.9pp |
| Employer contribution / active EE | $0 | $3,260-100.0% | $2,723-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $2,006 | $5,224-61.6% | $4,443-54.9% | $6,712-70.1% |
| Admin fee / account holder | $572 | $6,603-91.3% | $5,381-89.4% | $11,409-95.0% |