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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,484 | $96,361-97.4% | $80,607-96.9% | $139,456-98.2% |
| Participation rate | 80.0% | 73.6%+6.4pp | 67.0%+13.0pp | 80.3%-0.3pp |
| Annual return | 15.81% | 1350.95%-1335.1pp | 936.11%-920.3pp | 373.45%-357.6pp |
| Employer contribution / active EE | $0 | $3,262-100.0% | $2,724-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,006 | $5,232-61.7% | $4,448-54.9% | $6,711-70.1% |
| Admin fee / account holder | $572 | $6,601-91.3% | $5,379-89.4% | $11,407-95.0% |