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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,146 | $95,188-93.5% | $76,518-92.0% | $135,380-95.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -7.10% | 4.85%-12.0pp | -0.27%-6.8pp | 519.81%-526.9pp |
| Employer contribution / active EE | $911 | $3,303-72.4% | $2,647-65.6% | $4,779-80.9% |
| Participant deferral / active EE | $1,981 | $4,640-57.3% | $3,836-48.4% | $5,609-64.7% |
| Admin fee / account holder | $2,099 | $6,249-66.4% | $4,849-56.7% | $10,828-80.6% |