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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,694 | $81,358+324.9% | $155,556+122.2% | $80,959+327.0% |
| Participation rate | 85.1% | 66.3%+18.8pp | 78.2%+6.9pp | 67.7%+17.4pp |
| Annual return | 14.23% | 33.39%-19.2pp | 64.84%-50.6pp | 35.67%-21.4pp |
| Employer contribution / active EE | $12,034 | $3,106+287.4% | $4,675+157.4% | $2,757+336.5% |
| Participant deferral / active EE | $6,854 | $3,455+98.4% | $5,631+21.7% | $4,300+59.4% |
| Admin fee / account holder | $13,788 | $7,994+72.5% | $15,885-13.2% | $6,925+99.1% |