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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,046 | $69,383-16.3% | $101,264-42.7% | $73,493-21.0% |
| Participation rate | 69.2% | 68.4%+0.9pp | 75.8%-6.6pp | 70.7%-1.5pp |
| Annual return | 13.82% | 18.46%-4.6pp | 46.48%-32.7pp | 28.51%-14.7pp |
| Employer contribution / active EE | $1,745 | $2,628-33.6% | $3,660-52.3% | $2,270-23.1% |
| Participant deferral / active EE | $2,571 | $3,301-22.1% | $4,370-41.2% | $3,740-31.3% |
| Admin fee / account holder | $62 | $704-91.1% | $5,947-99.0% | $513-87.8% |