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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,305 | $52,884-21.9% | $84,753-51.3% | $55,167-25.1% |
| Participation rate | 68.2% | 67.5%+0.7pp | 76.6%-8.4pp | 69.0%-0.8pp |
| Annual return | 7.44% | 18.03%-10.6pp | 22.78%-15.3pp | 169.23%-161.8pp |
| Employer contribution / active EE | $1,373 | $2,233-38.5% | $3,574-61.6% | $1,963-30.1% |
| Participant deferral / active EE | $2,093 | $2,644-20.8% | $3,712-43.6% | $3,054-31.5% |
| Admin fee / account holder | $34 | $581-94.2% | $5,333-99.4% | $504-93.3% |