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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CWM LLC Service code 27 · EIN 27-4011107 | Advisory (Plan) | $34,275 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $21,480 |
NOVA 401(K) ASSOCIATES2 years Filed as: NOVA 401K ASSOCIATES Service code 15 · EIN 20-1181458 | Recordkeeping | $1,975 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,394 | $81,474-1.3% | $133,971-40.0% | $73,493+9.4% |
| Participation rate | 75.5% | 76.4%-0.8pp | 79.8%-4.3pp | 70.7%+4.9pp |
| Annual return | 13.43% | 19.40%-6.0pp | 45.09%-31.7pp | 28.51%-15.1pp |
| Employer contribution / active EE | $1,578 | $2,209-28.6% | $3,919-59.7% | $2,270-30.5% |
| Participant deferral / active EE | $3,461 | $3,786-8.6% | $5,047-31.4% | $3,740-7.5% |
| Admin fee / account holder | $622 | $713-12.8% | $8,929-93.0% | $513+21.1% |