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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,421 | $97,761-63.8% | $83,850-57.8% | $135,382-73.8% |
| Participation rate | 78.3% | 80.0%-1.7pp | 76.1%+2.1pp | 82.6%-4.4pp |
| Annual return | -6.50% | 1287.44%-1293.9pp | 850.92%-857.4pp | 519.77%-526.3pp |
| Employer contribution / active EE | $1,683 | $4,222-60.1% | $3,631-53.6% | $4,779-64.8% |
| Participant deferral / active EE | $3,720 | $4,682-20.5% | $4,082-8.9% | $5,609-33.7% |
| Admin fee / account holder | $482 | $6,674-92.8% | $5,478-91.2% | $10,829-95.5% |