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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,875 | $106,008-68.0% | $92,240-63.3% | $147,586-77.0% |
| Participation rate | 81.8% | 80.4%+1.4pp | 76.5%+5.3pp | 82.8%-1.0pp |
| Annual return | 11.65% | 50.05%-38.4pp | 176.29%-164.6pp | 578.59%-566.9pp |
| Employer contribution / active EE | $1,484 | $4,333-65.8% | $3,680-59.7% | $4,876-69.6% |
| Participant deferral / active EE | $3,051 | $4,478-31.9% | $3,897-21.7% | $5,439-43.9% |
| Admin fee / account holder | $5,538 | $6,333-12.6% | $5,194+6.6% | $10,886-49.1% |