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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,531 | $108,825+168.8% | $156,181+87.3% | $82,448+254.8% |
| Participation rate | 90.3% | 72.4%+18.0pp | 78.8%+11.5pp | 68.1%+22.3pp |
| Annual return | 22.43% | 20.59%+1.8pp | 64.87%-42.4pp | 41.64%-19.2pp |
| Employer contribution / active EE | $5,371 | $2,870+87.2% | $4,294+25.1% | $2,551+110.6% |
| Participant deferral / active EE | $5,529 | $4,577+20.8% | $6,132-9.8% | $4,139+33.6% |
| Admin fee / account holder | $7,635 | $9,341-18.3% | $14,586-47.7% | $7,234+5.5% |