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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,595 | $101,778+178.6% | $164,975+71.9% | $80,925+250.4% |
| Participation rate | 96.3% | 71.8%+24.5pp | 78.6%+17.7pp | 67.7%+28.6pp |
| Annual return | 14.11% | 16.73%-2.6pp | 70.12%-56.0pp | 35.65%-21.5pp |
| Employer contribution / active EE | $6,057 | $2,954+105.1% | $4,343+39.5% | $2,756+119.8% |
| Participant deferral / active EE | $7,509 | $4,477+67.7% | $6,033+24.5% | $4,299+74.7% |
| Admin fee / account holder | $15,814 | $8,221+92.4% | $12,688+24.6% | $6,940+127.9% |