Filed October 1, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $45,179 |
Filed as: CETERA ADVISORS, LLC Service code 22 · EIN 84-0858799 | Insurance Broker | $13,401 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,134 | $62,928-64.8% | $172,739-87.2% | $67,579-67.2% |
| Participation rate | 44.2% | 64.5%-20.3pp | 82.6%-38.5pp | 71.3%-27.1pp |
| Annual return | 7.74% | 30.36%-22.6pp | 802.84%-795.1pp | 378.56%-370.8pp |
| Employer contribution / active EE | $641 | $1,636-60.8% | $5,143-87.5% | $2,148-70.1% |
| Participant deferral / active EE | $783 | $2,145-63.5% | $5,198-84.9% | $3,539-77.9% |
| Admin fee / account holder | $129 | $167-22.8% | $13,954-99.1% | $142-9.5% |