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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,749 | $53,546-40.7% | $69,890-54.6% | $68,490-53.6% |
| Participation rate | 88.3% | 64.5%+23.8pp | 70.5%+17.8pp | 67.9%+20.4pp |
| Annual return | -14.01% | -13.87%-0.1pp | 190.84%-204.9pp | -7.85%-6.2pp |
| Employer contribution / active EE | $2,267 | $2,019+12.3% | $2,560-11.5% | $2,597-12.7% |
| Participant deferral / active EE | $2,877 | $2,957-2.7% | $3,848-25.3% | $4,028-28.6% |
| Admin fee / account holder | $5,355 | $4,693+14.1% | $6,267-14.6% | $5,403-0.9% |