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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,322 | $63,082-20.2% | $81,726-38.4% | $79,856-37.0% |
| Participation rate | 82.2% | 67.5%+14.7pp | 72.0%+10.2pp | 69.6%+12.6pp |
| Annual return | 8.46% | 22.66%-14.2pp | 29.49%-21.0pp | 31.71%-23.3pp |
| Employer contribution / active EE | $2,102 | $1,795+17.1% | $4,311-51.2% | $2,471-14.9% |
| Participant deferral / active EE | $2,670 | $2,780-4.0% | $7,108-62.4% | $3,741-28.6% |
| Admin fee / account holder | $791 | $4,428-82.1% | $5,160-84.7% | $5,306-85.1% |