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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,602 | $58,391-20.2% | $76,667-39.2% | $72,976-36.1% |
| Participation rate | 81.8% | 67.4%+14.5pp | 72.1%+9.7pp | 69.5%+12.3pp |
| Annual return | 2.43% | 2306.65%-2304.2pp | 1166.74%-1164.3pp | 81.02%-78.6pp |
| Employer contribution / active EE | $1,859 | $1,787+4.1% | $2,303-19.3% | $2,440-23.8% |
| Participant deferral / active EE | $2,380 | $2,690-11.5% | $3,336-28.7% | $3,608-34.0% |
| Admin fee / account holder | $2,721 | $4,014-32.2% | $6,423-57.6% | $5,124-46.9% |