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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,388 | $67,411+62.3% | $91,004+20.2% | $70,131+56.0% |
| Participation rate | 87.9% | 71.4%+16.5pp | 75.6%+12.3pp | 69.5%+18.3pp |
| Annual return | 13.54% | -40.16%+53.7pp | 4.60%+8.9pp | 73.14%-59.6pp |
| Employer contribution / active EE | $220 | $1,786-87.7% | $2,456-91.0% | $2,342-90.6% |
| Participant deferral / active EE | $2,608 | $2,823-7.6% | $3,548-26.5% | $3,332-21.7% |
| Admin fee / account holder | $1,389 | $4,236-67.2% | $5,417-74.4% | $4,645-70.1% |