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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,833 | $58,828+56.1% | $78,002+17.7% | $62,881+46.0% |
| Participation rate | 96.9% | 71.1%+25.9pp | 75.5%+21.4pp | 69.3%+27.6pp |
| Annual return | 8.89% | 17.16%-8.3pp | 425.99%-417.1pp | 20.14%-11.3pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,725 | $2,686+1.5% | $3,497-22.1% | $3,203-14.9% |
| Admin fee / account holder | $7,354 | $4,393+67.4% | $5,481+34.2% | $4,296+71.2% |