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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,375 | $99,011-47.1% | $86,582-39.5% | $147,586-64.5% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 11.59% | 1312.75%-1301.2pp | 965.08%-953.5pp | 578.59%-567.0pp |
| Employer contribution / active EE | $2,786 | $3,132-11.0% | $2,839-1.9% | $4,876-42.9% |
| Participant deferral / active EE | $2,440 | $3,972-38.6% | $3,609-32.4% | $5,439-55.1% |
| Admin fee / account holder | $1,454 | $5,709-74.5% | $4,904-70.4% | $10,886-86.6% |