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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,854 | $103,038-34.1% | $90,324-24.9% | $152,909-55.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 16.94% | 95.25%-78.3pp | 78.15%-61.2pp | 345.46%-328.5pp |
| Employer contribution / active EE | $3,816 | $3,141+21.5% | $2,856+33.6% | $4,764-19.9% |
| Participant deferral / active EE | $3,371 | $4,282-21.3% | $3,885-13.2% | $5,851-42.4% |
| Admin fee / account holder | $509 | $6,177-91.8% | $5,356-90.5% | $11,601-95.6% |