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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,502 | $106,918-5.1% | $84,021+20.8% | $152,897-33.6% |
| Participation rate | 43.5% | 75.2%-31.8pp | 69.0%-25.5pp | 82.5%-39.0pp |
| Annual return | 11.49% | 105.01%-93.5pp | 71.32%-59.8pp | 345.43%-333.9pp |
| Employer contribution / active EE | $1,113 | $2,735-59.3% | $1,984-43.9% | $4,764-76.6% |
| Participant deferral / active EE | $2,676 | $4,012-33.3% | $3,239-17.4% | $5,851-54.3% |
| Admin fee / account holder | $18,134 | $8,288+118.8% | $6,102+197.2% | $11,599+56.3% |