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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,427 | $95,975-19.3% | $74,549+3.9% | $135,379-42.8% |
| Participation rate | 65.0% | 75.7%-10.7pp | 69.1%-4.1pp | 82.6%-17.6pp |
| Annual return | -2.37% | 56.96%-59.3pp | 32.53%-34.9pp | 519.79%-522.2pp |
| Employer contribution / active EE | $1,402 | $2,716-48.4% | $1,961-28.5% | $4,779-70.7% |
| Participant deferral / active EE | $4,132 | $3,844+7.5% | $3,108+32.9% | $5,609-26.3% |
| Admin fee / account holder | $9,929 | $6,522+52.2% | $5,059+96.3% | $10,828-8.3% |