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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,767 | $84,685+3.6% | $73,836+18.9% | $125,389-30.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -0.82% | 3123.80%-3124.6pp | 2268.06%-2268.9pp | 282.24%-283.1pp |
| Employer contribution / active EE | $6,263 | $3,123+100.5% | $2,787+124.7% | $4,866+28.7% |
| Participant deferral / active EE | $4,241 | $3,993+6.2% | $3,583+18.4% | $5,352-20.8% |
| Admin fee / account holder | $3,458 | $5,694-39.3% | $4,882-29.2% | $9,541-63.8% |