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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,180 | $109,905-28.9% | $98,506-20.6% | $167,553-53.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 17.69% | 1960.20%-1942.5pp | 1494.92%-1477.2pp | 478.89%-461.2pp |
| Employer contribution / active EE | $7,726 | $3,226+139.5% | $2,961+160.9% | $4,840+59.6% |
| Participant deferral / active EE | $3,835 | $4,674-17.9% | $4,277-10.3% | $6,343-39.5% |
| Admin fee / account holder | $1,469 | $6,760-78.3% | $5,955-75.3% | $12,316-88.1% |