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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,883 | $110,801-3.5% | $86,868+23.0% | $167,518-36.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 6.78% | 117.00%-110.2pp | 63.53%-56.7pp | 478.71%-471.9pp |
| Employer contribution / active EE | $8,053 | $3,245+148.2% | $2,496+222.7% | $4,838+66.4% |
| Participant deferral / active EE | $8,153 | $4,547+79.3% | $3,699+120.4% | $6,342+28.5% |
| Admin fee / account holder | $3,701 | $8,417-56.0% | $5,829-36.5% | $12,312-69.9% |