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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,365 | $95,580+0.8% | $76,872+25.4% | $139,466-30.9% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 27.92% | 55.00%-27.1pp | 37.90%-10.0pp | 373.66%-345.7pp |
| Employer contribution / active EE | $11,484 | $3,145+265.1% | $2,533+353.3% | $4,754+141.6% |
| Participant deferral / active EE | $12,250 | $4,623+165.0% | $3,832+219.7% | $6,712+82.5% |
| Admin fee / account holder | $2,659 | $8,302-68.0% | $5,476-51.4% | $11,409-76.7% |