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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,970 | $110,337-52.0% | $102,383-48.3% | $145,877-63.7% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 14.84% | 24.83%-10.0pp | 24.94%-10.1pp | 551.28%-536.4pp |
| Employer contribution / active EE | $1,294 | $4,216-69.3% | $3,870-66.6% | $4,663-72.3% |
| Participant deferral / active EE | $2,561 | $5,621-54.4% | $5,060-49.4% | $6,691-61.7% |
| Admin fee / account holder | $253 | $9,750-97.4% | $8,391-97.0% | $13,402-98.1% |