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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,003 | $57,352-59.9% | $83,831-72.6% | $64,173-64.2% |
| Participation rate | 38.5% | 68.6%-30.1pp | 76.1%-37.7pp | 69.6%-31.1pp |
| Annual return | -11.92% | 11.38%-23.3pp | 850.99%-862.9pp | 7.63%-19.5pp |
| Employer contribution / active EE | $899 | $2,546-64.7% | $3,631-75.2% | $2,381-62.2% |
| Participant deferral / active EE | $1,476 | $2,993-50.7% | $4,082-63.8% | $3,470-57.5% |
| Admin fee / account holder | $121 | $4,046-97.0% | $5,479-97.8% | $4,887-97.5% |