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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,326 | $165,361-78.6% | $149,715-76.4% | $158,950-77.8% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 8.32% | 348.24%-339.9pp | 276.66%-268.3pp | 302.91%-294.6pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $7,918 | $7,182+10.3% | $6,842+15.7% | $5,983+32.4% |
| Admin fee / account holder | $2,483 | $10,808-77.0% | $9,310-73.3% | $11,248-77.9% |