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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,086 | $138,072-84.7% | $123,549-82.9% | $135,382-84.4% |
| Participation rate | 55.6% | 84.7%-29.2pp | 82.3%-26.7pp | 82.6%-27.1pp |
| Annual return | -9.87% | 153.69%-163.6pp | 119.20%-129.1pp | 519.77%-529.6pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,086 | $6,799-25.2% | $6,426-20.9% | $5,609-9.3% |
| Admin fee / account holder | $21 | $10,917-99.8% | $9,284-99.8% | $10,829-99.8% |