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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,821 | $96,419-56.6% | $80,648-48.1% | $139,487-70.0% |
| Participation rate | 65.0% | 73.6%-8.6pp | 67.0%-2.0pp | 80.3%-15.3pp |
| Annual return | 20.41% | 1352.86%-1332.4pp | 937.21%-916.8pp | 373.84%-353.4pp |
| Employer contribution / active EE | $1,350 | $3,261-58.6% | $2,724-50.4% | $4,755-71.6% |
| Participant deferral / active EE | $3,971 | $5,225-24.0% | $4,443-10.6% | $6,713-40.8% |
| Admin fee / account holder | $723 | $6,605-89.1% | $5,382-86.6% | $11,407-93.7% |