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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,791 | $114,093-76.5% | $96,171-72.1% | $167,536-84.0% |
| Participation rate | 68.4% | 75.1%-6.6pp | 68.4%0pp | 82.1%-13.7pp |
| Annual return | 17.40% | 190.00%-172.6pp | 192.04%-174.6pp | 478.82%-461.4pp |
| Employer contribution / active EE | $1,200 | $3,429-65.0% | $2,799-57.1% | $4,839-75.2% |
| Participant deferral / active EE | $2,441 | $5,197-53.0% | $4,350-43.9% | $6,342-61.5% |
| Admin fee / account holder | $1,649 | $6,899-76.1% | $5,538-70.2% | $12,315-86.6% |