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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,276 | $109,344-81.5% | $89,400-77.3% | $158,950-87.2% |
| Participation rate | 65.0% | 74.3%-9.3pp | 68.0%-3.0pp | 82.0%-17.0pp |
| Annual return | 14.93% | 345.73%-330.8pp | 245.64%-230.7pp | 302.91%-288.0pp |
| Employer contribution / active EE | $1,370 | $3,170-56.8% | $2,586-47.0% | $4,762-71.2% |
| Participant deferral / active EE | $2,865 | $4,599-37.7% | $3,890-26.4% | $5,983-52.1% |
| Admin fee / account holder | $1,111 | $6,154-81.9% | $4,882-77.2% | $11,248-90.1% |