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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,385 | $109,863-42.3% | $98,477-35.6% | $167,518-62.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.92% | 1958.09%-1944.2pp | 1493.59%-1479.7pp | 478.71%-464.8pp |
| Employer contribution / active EE | $12,454 | $3,225+286.2% | $2,961+320.6% | $4,838+157.4% |
| Participant deferral / active EE | $12,741 | $4,673+172.6% | $4,276+197.9% | $6,342+100.9% |
| Admin fee / account holder | $564 | $6,755-91.7% | $5,951-90.5% | $12,312-95.4% |