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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,482 | $100,895-62.9% | $90,430-58.6% | $158,950-76.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 23.00% | 1725.54%-1702.5pp | 1293.73%-1270.7pp | 302.91%-279.9pp |
| Employer contribution / active EE | $8,341 | $3,689+126.1% | $3,262+155.7% | $4,762+75.2% |
| Participant deferral / active EE | $7,337 | $4,347+68.8% | $3,963+85.2% | $5,983+22.6% |
| Admin fee / account holder | $6,506 | $6,5050% | $5,613+15.9% | $11,248-42.2% |