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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,482 | $100,938-62.9% | $90,461-58.6% | $158,982-76.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 23.00% | 1727.20%-1704.2pp | 1294.76%-1271.8pp | 302.99%-280.0pp |
| Employer contribution / active EE | $8,341 | $3,691+126.0% | $3,264+155.6% | $4,763+75.1% |
| Participant deferral / active EE | $7,337 | $4,350+68.7% | $3,964+85.1% | $5,983+22.6% |
| Admin fee / account holder | $6,506 | $6,510-0.1% | $5,617+15.8% | $11,252-42.2% |