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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,763 | $154,228+51.6% | $145,433+60.7% | $137,256+70.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.17% | 74.59%-58.4pp | 66.58%-50.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,720 | $4,804-22.6% | $4,554-18.3% | $4,156-10.5% |
| Participant deferral / active EE | $12,899 | $8,216+57.0% | $7,897+63.3% | $6,407+101.3% |
| Admin fee / account holder | $6,659 | $14,344-53.6% | $13,129-49.3% | $12,270-45.7% |