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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,296 | $197,603-63.4% | $177,827-59.3% | $158,950-54.5% |
| Participation rate | 85.7% | 88.5%-2.8pp | 87.7%-2.0pp | 82.0%+3.8pp |
| Annual return | 39.92% | 58.76%-18.8pp | 48.32%-8.4pp | 302.91%-263.0pp |
| Employer contribution / active EE | $1,398 | $6,698-79.1% | $5,918-76.4% | $4,762-70.6% |
| Participant deferral / active EE | $4,524 | $8,404-46.2% | $7,713-41.3% | $5,983-24.4% |
| Admin fee / account holder | $13,349 | $15,402-13.3% | $12,429+7.4% | $11,248+18.7% |