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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,423 | $160,059-60.4% | $140,019-54.7% | $135,382-53.2% |
| Participation rate | 77.8% | 88.5%-10.7pp | 87.5%-9.7pp | 82.6%-4.9pp |
| Annual return | 15.00% | 911.44%-896.4pp | 651.15%-636.2pp | 519.77%-504.8pp |
| Employer contribution / active EE | $1,639 | $6,420-74.5% | $5,605-70.8% | $4,779-65.7% |
| Participant deferral / active EE | $4,610 | $7,641-39.7% | $6,927-33.5% | $5,609-17.8% |
| Admin fee / account holder | $15,629 | $13,328+17.3% | $10,705+46.0% | $10,829+44.3% |