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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,195 | $105,198+57.0% | $159,455+3.6% | $85,856+92.4% |
| Participation rate | 78.6% | 75.8%+2.8pp | 82.8%-4.3pp | 69.3%+9.3pp |
| Annual return | 14.60% | 45.08%-30.5pp | 263.63%-249.0pp | 318.58%-304.0pp |
| Employer contribution / active EE | $16,071 | $3,319+384.2% | $4,830+232.7% | $2,565+526.5% |
| Participant deferral / active EE | $11,681 | $5,946+96.5% | $7,353+58.9% | $3,952+195.6% |
| Admin fee / account holder | $26,896 | $6,934+287.9% | $10,800+149.0% | $6,261+329.6% |