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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,786 | $165,399-17.3% | $149,745-8.7% | $158,982-14.0% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 18.80% | 348.34%-329.5pp | 276.72%-257.9pp | 302.99%-284.2pp |
| Employer contribution / active EE | $5,998 | $5,105+17.5% | $4,646+29.1% | $4,763+25.9% |
| Participant deferral / active EE | $12,867 | $7,183+79.1% | $6,843+88.0% | $5,983+115.0% |
| Admin fee / account holder | $24,179 | $10,811+123.7% | $9,312+159.7% | $11,252+114.9% |