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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,205 | $156,398+123.3% | $147,318+137.0% | $138,895+151.4% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 15.39% | 78.75%-63.4pp | 70.43%-55.0pp | 145.39%-130.0pp |
| Employer contribution / active EE | $2,779 | $4,853-42.7% | $4,593-39.5% | $4,194-33.7% |
| Participant deferral / active EE | $20,965 | $8,237+154.5% | $7,906+165.2% | $6,396+227.8% |
| Admin fee / account holder | $13,764 | $14,976-8.1% | $13,708+0.4% | $12,562+9.6% |