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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,969 | $159,978+71.9% | $147,041+87.0% | $145,978+88.4% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 13.56% | 98.36%-84.8pp | 419.21%-405.7pp | 550.52%-537.0pp |
| Employer contribution / active EE | $4,627 | $5,288-12.5% | $4,935-6.2% | $4,662-0.8% |
| Participant deferral / active EE | $20,458 | $8,429+142.7% | $8,071+153.5% | $6,690+205.8% |
| Admin fee / account holder | $12,166 | $15,053-19.2% | $13,006-6.5% | $13,400-9.2% |