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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE PARAGON ALLIANCE GROUP LLC Service code 13 300 HARLEYSVILLE PIKE · SOUDERTON, PA 18964 | Contract Administrator | $5,837 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $5,171 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,024 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 13 P O BOX 306462 · NASHVILLE, TN 372306462 | Contract Administrator | $780 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,690 | $53,259-89.3% | $100,712-94.3% | $100,573-94.3% |
| Participation rate | 80.2% | 66.2%+13.9pp | 69.3%+10.9pp | 70.9%+9.2pp |
| Annual return | 17.49% | 9.92%+7.6pp | 33.27%-15.8pp | 18.89%-1.4pp |
| Employer contribution / active EE | $260 | $1,492-82.6% | $2,313-88.8% | $3,763-93.1% |
| Participant deferral / active EE | $1,718 | $1,977-13.1% | $4,085-57.9% | $4,921-65.1% |
| Admin fee / account holder | $7 | $528-98.6% | $9,256-99.9% | $454-98.4% |